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Watch Out For Medicare Open Enrollment Scams 

Posted by on Oct 23, 2015 in Protection, Security | Comments Off on Watch Out For Medicare Open Enrollment Scams 

At this time of the year more than 54 million people who receive Medicare can swap their Advantage and Part D prescription drug plans since it’s open enrollment time. Not only does this mean sifting through various options, but it also means there are various scams running rampant as well.

There are so many TV commercials, brochures and official-looking documents circulating in regards to all the different plans currently so it only makes sense fraud is rampant. Fortunately, there are some tips you can use to protect yourself against this fraud though.

Guard Your Medicare Number

MEDICARE LEVYNever give your Medicare number to anyone since this is typically your Social Security number. You need to protect this in the same way you’d protect your bank and credit card information. Never give it to anyone unless you’re 100% certain they’re from Medicare. Here it’s important to mention Medicare won’t ever call or email you any product offers. If you ever receive a call or an email, hang up the phone or delete the email since it’s a scam. In the same regard, nobody should ever show up at your home without an appointment or an invitation. That’s also a scam.

Scams to Lookout For

It’s equally as important that you’re on the lookout for these 5 common scams:

  1. Some agents will tell you that you must change your policy or you’ll lose your current coverage. They then get your information and change you over to a plan that really doesn’t work for you at all. So, while it’s a good idea to review your options, you can indeed stay with the plan you already have if you want. 
  1. There’s a rumor circulating saying Medicare is changing their cards and will need to update your information to get you your new card. They then go on to ask for your credit card and Social Security information. Remember! Medicare won’t call you, email you, show up at your home, or ask for personal information in any of these ways. 
  1. stock-photo-background-concept-wordcloud-illustration-of-medicare-76668241High-pressure pitches offering you a special price on your Medicare policy are common. However, the only legitimate way to shop for Medicare plans is at Medicare.gov or by calling 800-MEDICARE (800-633-4227). Your State Health Insurance Assistance Program also offers free personalized counseling services at 800-677-1116. 
  1. Health fairs and events often take place at this time of the year too. While some are legitimate, others offer a free gift (e.g. health supplements) when you enter their drawing. All you have to do to enter is give them your name and Medicare number. This is another scam you should always avoid, regardless of where you’re at. 
  1. Phony organizations also pop up with enough information to sound real. They’ll then lure you in to giving them more details about yourself before trying to convince you to give them your Medicare number. Remember! Medicare won’t ever call you. 

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With this information in mind, you’re set to overcome any scams that come your way this year.

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